Terms of Use

1. Acceptance of Terms

By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agreed to comply with these Terms of Use, our Privacy Policy, and all applicable laws and regulations.

2. Purpose of the Website

The information provided on this website is intended solely for general informational purposes regarding BNKS & Associates, its services, expertise, publications, and professional activities.

The content available on this website does not constitute legal, financial, tax, accounting, business, or professional advice and should not be relied upon as a substitute for obtaining professional consultation specific to your circumstances.

3. No Professional Relationship

Your use of this website, including sending inquiries through contact forms, emails, or other communication channels, does not create any professional-client, attorney-client, consultant-client, fiduciary, or advisory relationship between you and BNKS & Associates.

Such a relationship shall only arise through a separate written engagement agreement executed by both parties.

4. User Responsibilities

You agree to use this website only for lawful purposes and in a manner that does not:

• Violate any applicable law, regulation, or legal obligation;
• Infringe the rights of any third party;
• Introduce viruses, malware, malicious code, or harmful technology;

Attempt unauthorized access to any portion of the website, servers, databases, or systems;

• Interfere with the operation, security, or functionality of the website;

Transmit false, misleading, defamatory, offensive, or unlawful content.

BNKS & Associates reserves the right to restrict or terminate access to users who violate these Terms.

5. Intellectual Property Rights

Unless otherwise stated, all content on this website, including but not limited to:

• Text
• Articles
• Publications
• Graphics
• Logos
• Icons
• Images
• Designs
• Layouts
• Software
• Trademarks
• Service Marks

is the exclusive property of BNKS & Associates or its licensors and is protected under applicable intellectual property laws.

No content may be reproduced, copied, distributed, modified, published, transmitted, displayed, or exploited for commercial purposes without prior written consent from BNKS & Associates.

6. Limited License

BNKS & Associates grants visitors a limited, non-exclusive, non-transferable, and revocable license to access and use the website solely for personal, informational, and non-commercial purposes.

This license does not permit:

• Republishing website materials;
• Commercial exploitation of content;
• Data mining or automated extraction of website information;

Reverse engineering or unauthorized copying of website features.

7. Accuracy of Information

While we strive to ensure that information published on this website is accurate and current, BNKS & Associates makes no representations or warranties regarding:

• Accuracy
• Completeness
• Reliability
• Timeliness
• Suitability

of any information contained on the website.

Content may be modified, updated, or removed without prior notice.

8. Third-Party Links

This website may contain links to third-party websites for convenience and informational purposes.

BNKS & Associates does not:

• Endorse third-party content;
• Guarantee the accuracy of information on external websites;

Assume responsibility for third-party privacy practices, policies, or services.

Access to third-party websites is at your own risk.

9. Disclaimer of Warranties

This website and all content are provided on an "AS IS" and "AS AVAILABLE" basis.

To the fullest extent permitted by law, BNKS & Associates disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to:

• Merchantability;
• Fitness for a particular purpose;
• Non-infringement;
• Availability and uninterrupted access;

Accuracy and reliability of content.

We do not guarantee that the website will be error-free, secure, uninterrupted, or free from viruses or harmful components.

10. Limitation of Liability

To the maximum extent permitted by applicable law, BNKS & Associates, its partners, directors, employees, consultants, affiliates, and representatives shall not be liable for any:

• Direct damages;
• Indirect damages;
• Incidental damages;
• Consequential damages;
• Special damages;
• Punitive damages;
• Loss of profits;
• Loss of business opportunities;
• Data loss;

arising out of or relating to your use of, inability to use, or reliance upon the website or its content.

11. Indemnification

You agree to indemnify, defend, and hold harmless BNKS & Associates and its affiliates, partners, officers, employees, and representatives from and against any claims, liabilities, damages, losses, costs, or expenses arising from:

• Your violation of these Terms;
• Your misuse of the website;
• Your infringement of any third-party rights;

Any unlawful activity conducted through your use of the website.

12. Confidential Information

Any information submitted through this website, including inquiry forms or emails, should not be considered confidential unless expressly agreed in writing.

Users should avoid transmitting sensitive, proprietary, confidential, or privileged information through unsecured communication channels.

13. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how personal information is collected, processed, stored, and protected.

14. Suspension and Termination

BNKS & Associates reserves the right, at its sole discretion and without prior notice, to:

• Suspend or terminate access to the website;
• Restrict access to specific sections;
• Remove content;

Investigate suspected violations of these Terms.

15. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of India.

Any dispute arising from or relating to these Terms or the use of this website shall be subject to the exclusive jurisdiction of the competent courts located in [Insert City, State, India].

16. Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, the remaining provisions shall continue in full force and effect.

17. Changes to These Terms

BNKS & Associates reserves the right to modify or update these Terms of Use at any time without prior notice.

Changes will become effective immediately upon publication on the website. Continued use of the website after such changes constitutes acceptance of the revised Terms.

By accessing and using this website, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use.